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Privacy Policy

 

PRIVACY POLICY

FACTS

WHAT DOES TITLE LOAN EXPRESS

DO WITH YOUR PERSONAL INFORMATION?

WHY?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

WHAT?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income

  • Account balances and payment history

  • Credit history

HOW?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; including how we share information; and whether you can limit this sharing.

Reasons we can share your personal information

Does Title Loan Express share?

Can you limit this sharing?

For our Everyday Business Purposes

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes No
For our marketing purposes

to offer our products and services to you

Yes No
For joint marketing with other financial companies 
Yes No
For our affiliates’ everyday business purposes

information about your transactions and experiences

Yes No
For our affiliates’ everyday business purposes

information about your creditworthiness

Yes Yes
For our affiliates to market to you
Yes Yes
For non-affiliates to market to you
Yes

Yes

To limit our sharing Call (205) 791-9600; or Send us a letter indicating what you would like to limit by mailing your notice to us at: Title Loan Express, Attn: Out-Opt, 925 Forestdale Blvd Birmingham, AL 35214. Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

QUESTIONS

Call (205) 791-9600

PAGE 2

WHO WE ARE

Who is providing this notice?

 Title Loan Express

WHAT WE DO

How does Title Loan Express protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include physical, electronic and procedural safeguards.

How does Title Loan Express collect my information?

We collect your personal information, for example, when you

  • Open an account or apply for a loan

  • Give us your income or contact information

  • Provide employment information

  • Do other business with us

We also may collect your personal information from others, such as credit bureaus, affiliates, or other companies and sources.

Why cant I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes information about your creditworthiness

  • Affiliates from using your information to market you

  • Sharing for non-affiliates to market to you

DEFINITIONS

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies. Non-affiliates we share can include direct marketing companies.

Joint marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

 

Click here to view or print a Privacy Policy (pdf)

Privacy Policy Statements: More information on Your Personal Information and Privacy

The above policy explains how we collect and use personal information in detail. This policy may change from time to time. Title Loan Express reserves the right to amend or modify this policy at any time with or without notice. If you have any concerns about this policy, please feel free to email to Contact Us.

This notice applies to all information collected or submitted on www.titleloanexpress.com and any affiliated related websites as well as the mobile version(s) of our site. We may collect all information you provide, whether through our websites or other channels.

Your movement on our website: tracking and cookies

Our website includes Social Media Features, such as the Facebook button and Twitter. These features may collect your IP address, which page you are visiting on our site, and may set a cookie to enable the feature to function properly. Social Media Features are either hosted by a third party or hosted directly on our website. Your interactions with these features are governed by the privacy policy of the company providing it.

We may collect your IP address, which page you are visiting on our site, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, clickstream data and may set a cookie to enable the feature to function properly. We currently do not have software recognizing do-not-track (“DNT”) settings you may have set in your browser. Such DNT signals or mechanisms may provide you with the ability to exercise choice regarding the collection of personally identifiable information about your online activities over time and across third party websites or online services. However, TITLE LOAN EXPRESS does not track your activities over time across various websites except as otherwise stated directly above. In limited circumstances third parties may track your activities over time across sites, including this Site, such as website analytic tools.

We use this information, which does not identify individual users, to analyze trends, to administer the site, to track users’ movements around the site and to gather demographic information about our user base as a whole. We do not link this automatically collected data to personally identifiable information.

We do not ask you for, access or track any location based information from your mobile device at any time while downloading or using our Mobile Site or services.

Third Parties Privacy Policies

Note that although TITLE LOAN EXPRESS advises everyone who receives your personal information to support this Policy, TITLE LOAN EXPRESS has no control over such party’s information use practices and is not liable for any failure of such party to adhere to this Policy. Additionally, TITLE LOAN EXPRESS may share personal information in aggregate, non-personal form, with select marketers that wish to reach a particular target audience. This information will allow these entities to provide relevant offers to specific customers.

Transfer In Certain Circumstances:

In its sole discretion, TITLE LOAN EXPRESS may transfer, sell or assign information collected on and through this Site, including without limitation, personal information, to one or more third parties, as a result of the sale, merger, consolidation, change in control, transfer of substantial assets, reorganization or liquidation of TITLE LOAN EXPRESS.

Change in Policy:

TITLE LOAN EXPRESS may, from time to time, amend this Policy, in whole or part, in its sole discretion. Depending on the nature of the change, TITLE LOAN EXPRESS will either announce the change (1) on the privacy policy page of the site, or (2) provide such notice via e-mail, text or mail to customers. By not unsubscribing, following the announcement of any changes, you will be deemed to have agreed to such changes. If you do not agree with the terms of this Policy, as it may be amended from time to time, in whole or part, you can opt out by following the instructions above.

TLE.LR.AL.20.09.16